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How Tuunza Mapato Is Expanding Access to Affordable Income Protection
A medical emergency or the loss of a loved one can quickly disrupt a family’s finances. However, many Kenyans still lack insurance because they consider it expensive or difficult to access.
Today, digital technology is changing that reality. Financial service providers now integrate insurance into mobile platforms, making it easier for customers to protect themselves at an affordable cost.
One example is Tuunza Mapato, available through My OneApp. The solution allows eligible customers to access income protection from as little as KSh 60 per week.
How Tuunza Mapato Is Expanding Access to Affordable Income Protection
Affordable Cover for Everyday Risks
Tuunza Mapato combines two essential insurance benefits in one package.
First, customers receive Hospital Cash Cover of up to KSh 30,000. This benefit helps families manage expenses during hospital admission.
In addition, the package includes Funeral Cover of up to KSh 100,000. The cover offers financial support when families face unexpected funeral costs.
By keeping premiums affordable, Tuunza Mapato enables more people to access insurance without stretching their household budgets.
Managing Cover Through My OneApp
Customers can activate Tuunza Mapato directly on My OneApp. They simply select Do More With M-PESA, tap Insure and Protect, and choose Tuunza Mapato.
After registration, M-Ratiba automatically deducts the weekly premium. As a result, customers maintain active cover without making manual payments every week.
If the system cannot complete a deduction because of insufficient funds, it sends a low-balance alert. Customers can then top up their wallets and continue enjoying uninterrupted protection.
Why Digital Insurance Matters
Insurance helps individuals recover from unexpected financial shocks. Yet many people have struggled to access traditional insurance products.
Fortunately, digital platforms have simplified the process. Customers can now purchase cover, manage policies, and monitor payments from their smartphones. Consequently, insurance has become more convenient and accessible.
Digital insurance also complements other mobile financial services. Users can manage payments, savings, money transfers, and insurance within a single digital ecosystem.
Building Financial Resilience
Financial emergencies rarely come with a warning. Therefore, preparing for unexpected events has become increasingly important.
Affordable insurance solutions such as Tuunza Mapato help households reduce the financial impact of medical emergencies and funeral expenses. Instead of relying entirely on savings or borrowing, customers gain an extra layer of financial security.
Ultimately, products like Tuunza Mapato show how digital innovation is expanding access to insurance in Kenya. By combining affordable premiums, automatic payments, and a simple digital experience, My OneApp is helping more people build financial resilience and protect what matters most.
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